Tuesday, November 11, 2008

Self Unemployment

Things take a while to set up, don't they? It turns out I can't register as self employed until I begin working as such, which seems a little odd, but who am I to question the wisdom of the Inland Revenue?

I opened a business bank account today, but won't get an account number for a few days - which I need to fill in the forms to pay my National Insurance when I do register with the IR. Mind you, Class 2 NI for self employed people is considerably cheaper than Class 1 Employers contributions (11% of salary). I wonder what that'll do to my pension (if pensions exist in 40 years time...).

Then there's the business insurance and professional indemnity, for which I have to fill in a 6 page form just to get a quote. I'm a little worried that they might then refuse me because I'm not qualified by any particular professional body.

Nothing's easy, is it? But I was expecting it to be worse. I don't know how, but just worse.

Oh, and we still have no heating. But the plumber is coming in the morning, so fingers crossed...

1 comment:

thinblueline said...

Sarah , heres hoping the Plumber is young fit single and virile and very very very rich for you !